Have your moment on stage – Dosh Days ‘play in a week’

Pay ahead

From the 17-21st August 2014 Pay Ahead Stay Ahead will be holding a festival of events called ‘Dosh Days’ to explore various issues around money. As part of the festival they would like to recruit a number of young people living in Birmingham aged 16-24 who would like the opportunity to work with Pay Ahead Stay Ahead and the renowned Shontal Theatre for FREE!

Over the course of one week they will work to create, rehearse and perform an original play at the Blue Orange Theatre in Birmingham City Centre. Pay Ahead Stay Ahead want to create a theatre resource led by young people for young people and perform the play as a promotional resource at events and conferences.

Thye are looking for individuals or established groups who are willing to learn new skills, commit to the project for one week and learn in a fun environment. In return they offer the experience to work with theatre professionals and the chance to perform in a theatre to an invited audience of some of Birmingham’s biggest change makers – an excellent addition to any young persons’ CV!

Travel expenses and lunch will be provided, and the participants will be able to invite family and friends to the performance. If you are interested please RSVP by contacting Melissa at Melissa.hurlbutt@ashramha.org.uk or by calling free from landlines on 0800 160 1990 or direct on 0121 764 3809.

 

 

pay

Do you know any young people who want to start a business or social enterprise? Do you know any young entrepreneurs who have been running a business or social enterprise for 12 months or less?

Birmingham City Council’s Enterprise Catalyst Business Support Initiative will be hosting EnterpriseGen 2014, a one day free event taking place at the Library of Birmingham on Thursday 17th July, to support the next generation of young entrepreneurial talent to start and succeed in business.

The event is designed as a platform for young people aged 16-30 to explore enterprise as a viable career option and brings together various partners at EnterpriseGen 2014, to exhibit their products and services. Throughout the day over 250 young people will have the opportunity to gain expert knowledge, get advice and guidance and be inspired to become the next generation of successful entrepreneurs. As one of the youngest cities in Europe, Birmingham is an ideal location for this new enterprise event.

MASTERCLASS 101            11.00am – 4.00pm

Enterprise Catalyst  and various partners will be delivering workshops and seminars, which are designed to assist attendees with practical support and advice, to turn their dream into a reality. This includes business planning, Intellectual Property, grants, Start-Up Loans, how to market your business on a shoestring budget.

DRAGONS DEN                    4.00pm – 5.00pm

Enterprise Catalyst will also be hosting the Enterprize Generator, a pitching session for anyone who is ready to launch their idea into a business, with the opportunity of winning a package of prizes to the value of £1,000.

Young people can register to attend the event by visiting http://enterprisegen2014.eventbrite.co.uk or if you would like to register a group of young people to attend please email enterprisecatalyst@birmingham.gov.uk and we will be happy to accommodate your needs. For further information please call 0121 675 7584.

 Click this link to see the poster:  EnterpriseGen 2014 17th July

 

 

Want to run your own business? – Get help from the Enterprise Catalyst Business Support Initiative

Enterprise Catalyst Business Support Initiative

Enterprise Catalyst provides entrepreneurs in Northwest, Central and Southeast Birmingham with free expert advice and access to match-funding to make entrepreneurial dreams a reality.

Enterprise Catalyst initiative

Enterprise Catalyst initiative

Enterprise Catalyst provides that much needed support to help you start out, grow your idea or develop your existing business with the use of dedicated coaches and finance packages.

Enterprise Catalyst aims to help people to help themselves by driving forward credible ideas – whether it is a completely new venture or an existing business looking for growth.

Their combined approach is aimed at helping entrepreneurs eliminate the obstacles common to tripping up even the most business-minded individuals, whilst helping to build a positive economic culture in key communities. To make this as easy as possible, Enterprise Catalyst work with a range of specialist providers, including The Digbeth Trust, Business Insight and Winning Moves to provide intensive business support packages that are tailored to the specific needs of individuals and existing businesses.

To ensure that people can access the support on offer, the Enterprise Catalyst Executive Delivery Team is staging a series of Enterprise Catalyst Business Clubs for residents in North West, Central and South East Birmingham.

Come along for expert advice on business planning, employment law, intellectual property, marketing, finance – and more!

Enterprise Catalyst event 16 June: Helping #brum new entrepreneurs & existing #business

http://www.birmingham.gov.uk/enterprisecatalyst

 

Stop Loan Sharks Challenge – A chance to win £100!

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Loan Sharks

Despite the cuddly-toy look Loan Sharks are very unpleasant people! They lend money without the necessary permissions –  which is a criminal offence – and they frequently charge high rates of interest. They can also harass, intimidate and beat up their victims to ensure re-payments.

Birmingham City Council has a dedicated Illegal Money Lending Team to help tackle Loan Sharks and do this though the Stop Loan Sharks project.

The Stop Loan Sharks project is run by Trading Standards and has been working across England for a number of years, raising awareness of the perils of using loan sharks, prosecuting them and supporting their victims.

The Stop Loan Sharks project team are always looking for new ways to get their message across to the general public and have recently launched an online quiz to warn people of the dangers of Loan Sharks, whilst giving them the chance to win £100 of shopping vouchers.

The quiz involves getting people to watch some short  video clips which convey the key Stop Loan Sharks messages – that Loan Sharks should be avoided, are criminals, and that help and support is available for people who have borrowed.   The closing date is not until the end of September so you have plenty of time to enter.

“Take a 10 minute online challenge and win £100 of shopping vouchers”!

The Stop Loan Sharks project online quiz, will give one lucky person the chance to win £100 of shopping vouchers. Two runners up will each receive a goody bag and it will take no longer than 10 minutes to complete.

To have a chance of winning the prize please go to https://www.surveymonkey.com/s/IMLTchallenge

 

Good luck!”

 

Giving Hope, Transforming Lives!

alcoaPhoenixpump

The launch of the Alcoa Internship programme at the Pump, last Friday (28th February 2014) provided a wonderful example of partnership working between The Pump,  Alcoa, Birmingham City Council and Phoenix Training.

The Pump/Alcoa Internship programme is part of the World Wide Alcoa Foundation Internship programme  and in Shard End offers fully-paid 12 week Internship opportunities for up to 50 young people within manufacturing companies, in and around the Shard End area. The goal is to provide unemployed youth with the experience to start a successful career in manufacturing. The programme is open to both young men and young women and Alcoa are keen to see young women engage with this programme and to help them move into the manufacturing sector.

However, before they can engage with the Internship programme the young unemployed people need to become ‘work ready’ and the Birmingham Jobs Fund Exemplar Project, run in Shard End by Phoenix Training, provides that part of this process of engagement.

Young people from Phoenix Training with trainers

Young people from Phoenix Training with trainers

The stars of the launch were undoubtedly the seven young men who are currently on placement with Phoenix Training. (They are pictured above with the trainers and a female colleague who is championing the programme.) The confidence and enthusiasm of these young men moved all those present. Wearing smart suits, shirts and ties these young men almost appeared to shine when they stood up to tell their stories. Their enthusiasm to find work was a brilliant testament to the work done by the two Phoenix Training trainers who accompanied them. The young men spoke with great confidence about their journey so far (they have only been on 5 weeks of  a 12 week course) and how they had gone from being unemployed to vital, spirited, committed young people eager and willing to engage with the world of work!

One particular young man explained how the project had transformed his life. He used to lie in bed until 3pm each day, and took no notice of his mother’s constant exhortations to get up and find a job. It was hard to equate that former lifestyle with the confident young man who stood before us, anxious and eager to move on hopefully into the Internship programme. He now got up at 6am, made his mother a cup of tea before setting out for the training course in order to make sure he got there on time, and consequently always arrived early! Others spoke about the outward bound course they had been on; their visits to Wales; the friendships they had develop and their altruistic desire to get their mates to sign up to the programme by badgering them by text and word of mouth to get down to the Pump or onto the Skills Bus and sign up to the programme.

The event introduced by Charlotte Linforth from The Pump, included various other key speakers who outline their involvement in the project: Nigel Bratt from Alcoa presented a film of the work Alcoa undertake and the kind of career the young men and women who successfully get onto the Internship might expect:  Richard Pearce, from Phoenix Training, gave more details of their training programme and Councillor Ian Ward from Birmingham City Council outlined the Council’s commitment – despite the cuts – to keep working to help young people into work and praised the success of this particular Exemplar project.

Clearly the young men present had experienced a life changing event which would stand them in good stead whatever their future turned out to be, a future which they were now in a much better position to determine. The value of such a programme cannot be overestimated and let’s hope that before too long this ‘exemplar’ project becomes ‘mainstreamed’ and the lives of many more of our unemployed young people can be transformed in such a radical and inspiring way!

Progress against the Social Inclusion White Paper – Update to Cabinet

It has now been over 12 months since the Birmingham City Council Cabinet approved the Social Inclusion White Paper .  The White paper was the result of an intense period of engagement, analysis and evidence gathering throughout 2012 led by the Bishop of Birmingham and the Social Inclusion Steering group.

On Monday the Cllr John Cotton – the Cabinet member for Social Cohesion and Equalities  – delivered an update paper to Cabinet to update members on progress in delivering the commitments and recommendations of the  White Paper.

You can view the Cabinet meeting item on Social Inclusion by clicking here.

If you would like to read the papers you can do so below:

Delivering the Social Inclusion White Paper

Delivering the Social Inclusion White Paper – App 1

Delivering the Social Inclusion White Paper – App 2

Delivering the Social Inclusion White Paper – App3 EA

Do you have a business idea that needs following up?

00394_Catalyst_

Are you a resident looking to set up your own business? Or do want to develop your existing business?

If you live or trade in any of these areas: Aston, Bordesley Green, Hodge Hill, Ladywood, Lozells and East Handsworth, Moseley and Kings Heath, Nechells, Soho, South Yardley, Sparkbrook, Springfield and Washwood Heath – then help could be on hand.

Booklet Copy

Enterprise Catalyst can support you to develop your business idea, start your own enterprise, or grow your existing business through a dedicated team of business coaches and mentors – as well as support you to access grant finance.

This initiative is part financed by the European Regional Development Fund programme 00405_Smart EC 2ppFlyer_v3_LR (2007 to 2013) and the following support is on offer:

  • Workshops and seminars
  • Enterprise Generator
  • Enterprise Coaching
  • Business Development Support
  • Access to Business Development Grants (Subject to eligibility)
  • Specialist Social Enterprise Support

For more information download this leaflet: 00405_Smart EC 4ppBooklet_v4_LR

To find out more about how to become part of Enterprise Catalyst call 0121 675 7584, text EC to 80800 or visit http://www.enterprise-catalyst.com.

Birmingham Fair Money 12 week update

Money

Birmingham Fair Money has now been established for 12 weeks since the run up to Christmas, for the sole aim to disrupt the growth of high cost lending in Birmingham by promoting the services of not for profit lenders. Below is a quick summary tells part of the story of what has been achieved over the last three months:

  • 1309 meaningful visits to the temporary cabin – many with existing debt difficulties featuring high cost loans
  • 1580 visits to the website www.birminghamfairmoney.org.uk
  • 3 credit unions – Citysave, Advance and Circul8 and  3 CDFI’s – Moneyline, Street UK and My Home Finance joined together under a single brand

The main success of this project is the way that Birmingham has responded and united behind the need to support local residents who are currently struggling with unaffordable debt, which is taking millions from our city economy each month, withdrawn through our most vulnerable households.

The core staffing for the shop and project was provided by Citysave, but this has been a truly wide effort.

  • Illegal Money Lending team provided the cabin, the signage, the literature and the street passes which allowed us to distribute over 10,000 leaflets during the project, and without their generous support, this project could not have occurred.
  • Cavell Nurses Trust provided welfare advice and support every week, not only to the nurses and midwives currently suffering financial hardship, but to many visitors to the cabin; as well as training to our staff and the other volunteers involved in the project.
  • Aston University provided a whole team of students and staff for this project, and recruited other students from other universities to volunteer and keep the cabin staffed and literature dispensed throughout the 12 weeks.
  • We also welcomed volunteers to the cabin from Shelter, Unison, Age Concern, Severn Trent, Unity Trust, Nat West and Pay Ahead Stay Ahead

Birmingham Fair Money has had unanimous backing of Birmingham City Council, which has been fundamental, and provides a platform for a true legacy to this work. The council Fair Money Manifesto is attached, and sets out a commitment to ensure residents have access to ethical and affordable financial services. Birmingham is the first council to issue such a pledge and lead the fight to better protect residents from predatory and unaffordable lending.

The outcomes from this project have been many and varied and I would ask that you take 10 minutes to read the Birmingham Fair Money Final Report. In one Saturday afternoon at the cabin I met six visitors, all young adults, all working and each of whom felt they were working to pay the interest on their unaffordable debt and facing hardship that was seeing them go without basic necessities. It was a shocking and humbling experience. Rebekah, one of our young graduate volunteers commented on her experience which I think summarises what the project was really able to do:

‘As a volunteer, I was aware that my contribution would be limited and assumed that cabin staff would only raise awareness of alternatives to high cost lenders. Following my first day I realised that I had underestimated both the scope of the project and the role of staff working at the cabin. Early on the first day, one lady enquired about applying for a loan to afford food for Christmas. She had thought that she would have enough money, but her account had been emptied by Wonga and had no extra money until her wages were paid in January. The opportunity to ease such financial hardship was made real with the existence of the cabin and this case, along with others, left me feeling as though everyone was working towards a worthwhile cause.’

The project, combined with recently issued bank data,  http://birminghamfairmoney.org.uk/birmingham-stand-up/  shows that Birmingham residents in many areas do not have access to affordable personal finance through a high street bank. The gap currently, has been met by a range of lenders including pawn brokers, log book loan stores, payday lenders, rent to own lenders, doorstep and other high cost lenders.

We found that operating under a common brand significantly raised the profile of the not for profit lenders to better challenge these lenders. We have the capacity and the capability to do much more, and in doing so reduce the poverty premium, strengthen individual financial households as well as our wider community. It is estimated that for every £1 loaned by a credit union it adds £10 to the local economy, because the money stays here, which is why the board and team at Citysave are committed to reach further.

Thank you for your support and interest in Birmingham Fair Money.

Angela Clements
Chief Executive Officer

Citysave Credit Union Ltd
Owned and managed by the members for the members
Authorised and regulated by the Financial Service Authority FRN: 213258

16 Waterloo Street
Birmingham
B2 5UG
Tel: 0121 616 6200
Email: ceo@citysave.org.uk
Website: www.citysave.org.uk

Social Enterprise Quarter launched in Digbeth


Digbeth SE Quarter logo

Social Enterprise Mkt 12 Dec 13

The Digbeth Social Enterprise Quarter was launched on Thursday 12 December by the Leader of Birmingham City Council, Cllr Sir Albert Bore, the event also saw Birmingham receive Social Enterprise Status from Social Enterprise UK, as the largest concentration of social enterprises in the country committed to the development and creativity of the sector.

The award was presented to Cllr Sir Albert Bore and Sarah Crawley, CEO, i-SE who is leading on city’s programme to help raise the profile of social enterprises-led regeneration and development in the area. It is hoped that in the future the initiative may also attract European funding.

Praised for Birmingham’s entrepreneurship, the Leader of the council added that the growing number of almost 50 social enterprises in the city adds a different characteristic and that over the next five years the aim was to significantly increase the number, which will be supported by the city council through policy and planning decisions to create more opportunity to strengthen the sector.

The event was well attended by delegates from a range of different sectors who had the opportunity to sample the wears of Social Enterprise organisations who braved the winter weather to host an outdoor market next to the iSE offices on Moseley Road, Digbeth.

The market included stalls from:

Bicycle Deli
ChangeKitchen
Devenish Girl Bakery
Green Revolutions
Health Exchange
Loaf
Made By Young People
Martineau Gardens
Shelanu (Women’s Craft)
Textiles By St Annes
The Energy Saving Cooperative
The Garden Pathway Project – Park Lane
Ubuntu Bread

2013-12-12 SE launch1

Financial advice at market Christmas grotto

santaposterfinalversion

Birmingham families will be able to get more from Father Christmas than they bargained for at the Bullring market this weekend.

Whilst treating their youngster to see Father Christmas for free, parents will be encouraged to seek advice on the dangers of loan sharks and help in money management in the run up to the Christmas holidays.

The grotto will be at front of the Bullring Indoor Market on Saturday 14th December between 11.30am and 3.00pm for a chance to meet Father Christmas and receive a small gift, all parents will need to do is bring their own camera or mobile phone to take their pictures.

Co-organised by The England Illegal Money Lending Team, Birmingham’s Financial Inclusion Partnership and the Bullring, they will also be running a treasure hunt competition throughout the market. The aim will be to raise people’s awareness of the hazards and impact that borrowing money from loan sharks can have on individuals and their families.

Individuals will also have the opportunity to win an Ipad which will be drawn in the New Year.